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Calculating Your Benefit Level 
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Calculating Your Benefit Level

Your Statement of Insurance Benefits will reflect the highest benefit level available to you based on the value of your Insurance Account, subject to any lock-in option that you have chosen.  

 

The Amount Deducted from Your Insurance Account

=

Your Portion of the Benefit Level Premium Cost

Gross Premium Cost

–

Guild Credit

–

Fraternal Premium Subsidy

=

Your Portion of the Benefit Level Premium Cost*
             

 *Additional Fraternal Subsidies for senior Members may also be available.

 

 

 
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