This website outlines the insurance benefits available to Actra Fraternal Benefit Society (AFBS) Members who are eligible to participate in the Members’ Insurance Program as indicated in the section 'Insurance Program Eligibility'. The website outlines the benefits currently available to eligible Members.
Life and Accidental Death & Dismemberment (AD&D) Insurance,Weekly Income Replacement, Extended Health Care and dental care benefits are underwritten by Actra Fraternal Benefit Society. All terms and conditions with respect to these benefits are governed by the master policy issued by Actra Fraternal Benefit Society. In the event of a discrepancy, benefits will be paid according to the terms of the master policy and applicable legislation. Only the interpretation of the master policy, as expressed by AFBS, is binding on AFBS. Employees of your Guild / Union have no authority to alter the benefits or to interpret the rules applicable to your eligibility for benefits.